For those of us dwelling in the fall out of the economic crises exacerbated by our modern societal customs of living beyond our means with large amounts of debts over our heads, it has never been a better time to take a good hard look at our spending habits. For many people it is a fabulous time to buy a home; interest rates are low and real estate prices all across the country are still dropping, however it is always a good idea to take a look at your spending before you make a major purchase like a home.
